Australia's Top Credit Card Providers
- American Express
- ANZ
- Aussie
- Bank of South Australia
- Bartercard Business Card
- Citibank
- Commonwealth Bank
- NAB
- St.George Bank
- Woolworths
Featured Credit Card Deals
| Credit Card | Purchase Rate | Balance
Transfer |
Interest Free | Reward Points | Card Fee | |
|---|---|---|---|---|---|---|
| Qantas American Express Business Card - The new Qantas American Express Business Card earns you Qantas Frequent Flyer points on all of your business expenses that you charge to the Card, including stock, utilities and everyday purchases. That means eligible expenses5, no matter how big or small, can help pay your way to wherever your business takes you. | ||||||
 |
% p.a |
% p.a |
Up to 51 Days | Up to $1 = 2 points | $299 |   |
| American Express Gold Business Card - Rewards Plus Domestic and Overseas Travel Insurance | ||||||
 |
% p.a |
% p.a |
Up to 51 days | $1 spent = 1 Membership Rewards point | FREE (for first year) | |
| Aussie MasterCard - Aussie MasterCard - Make the most of our lowest rate 2.99% p.a on balance transfers and purchases for the 1st 6 months OR choose one of our other offers to suit your needs. | ||||||
 |
2.99% p.a (for first 6 months) |
2.99% p.a (for first 6 months) |
Up to 55 days | $49 | |
|
| Bankwest Lite MasterCard - Use your Bankwest Lite MasterCard at over 28 million outlets worldwide. | ||||||
 |
10.75% p.a |
1.99% p.a (for first 9 months) |
Up to 55 days | $59 | |
|
| Citibank Clear Platinum Credit Card - Includes complimentary international travel insurance. | ||||||
 |
11.49% p.a |
0% p.a (for first 6 months) |
Up to 55 days | $49 (for first year) |
|
|
| Citi Clear - Open the VIP door with VISA entertainment to access the hottest tickets for movies, shows sports and travel. | ||||||
 |
11.99% p.a (for first 12 months) |
0% p.a (for first 6 months) |
Up to 55 days | $65 | |
|
| Suncorp Clear Options Standard Card - Special offers through Visa Entertainment, which brings the best entertainment experiences from concerts and cinema to sporting events and travel offers. | ||||||
 |
12.24% p.a |
1.9% p.a (for first 12 months) |
Up to 55 days | $39 | |
|
| St George Vertigo MasterCard - Instant discounts and added extras with St.George Instant Benefits. Receive a complimentary additional card for your friends or family. | ||||||
 |
12.49% p.a |
2.99% p.a (for up to 6 months) |
Up to 55 days | St.George Instant Benefits | $55 | |
| BankSA Vertigo MasterCard - Instant discounts and added extras with BankSA Instant Benefits. Receive a complimentary additional card for your friends or family. | ||||||
 |
12.49% p.a |
2.99% p.a (for up to 6 months) |
Up to 55 days | BankSA Instant Benefits | $55 | |
| ANZ Low Rate Mastercard - MasterCard applause™ - be entertained with exclusive tickets to theatre, dance, musicals and sporting events | ||||||
 |
13.24% p.a |
0% p.a (for the first 6 months) |
Up to 55 days | $58 | |
|
| ANZ Balance Credit Card - Get the new ANZ Balance Visa and choose how you would like to be rewarded - Cashback, Shopping Vouchers or Gift Cards. Earn Reward Points every time you make a repayment. | ||||||
 |
14.24% p.a |
0% p.a (for the first 6 months) |
Up to 55 days | 1 Reward Point for every $1 you repay to your balance | $79 | |
| St George Platinum Visa - Personal Concierge Service, Overseas travel, transit accident, purchase cover, extended warranty insurance | ||||||
 |
15.74% p.a |
3.99% p.a (for the first 6 months) |
Up to 55 days | Exclusive Platinum card programs offered by Visa and MasterCard | $89 | |
| BankSA Platinum Visa - Personal Concierge Service, Overseas travel, transit accident, purchase cover, extended warranty insurance | ||||||
 |
15.74% p.a |
3.99% p.a (for the first 6 months) |
Up to 55 days | Exclusive Platinum card programs offered by Visa and MasterCard | $89 | |
| Virgin No Annual Fee Credit Card - Cardholders have access to exclusive Virgin Family offers and discounts | ||||||
 |
16.95% p.a |
2.9% p.a (for first 6 months) |
Up to 44 days | FREE | |
|
| Bankwest Zero Platinum MasterCard - Bankwest Zero Platinum MasterCard is a no annual fee credit card - a smart everyday credit card with ZERO annual fee. | ||||||
 |
16.99% p.a |
3.99% p.a (for first 9 months) |
Up to 55 days | N/A | FREE | |
| HSBC Credit Card - $50 back on your card when you make your first spend | ||||||
 |
16.99% p.a |
0% p.a (for first 6 months) |
Up to 55 days | home & Away Privilege Program | FREE | |
| St George Amplify Credit Card - For a limited time, enjoy an introductory balance transfer rate of 0.99% p.a. for up to six months | ||||||
 |
18.49% p.a |
0.99% p.a (for first 6 months) |
Up to 55 days | Up to $1 = 1 point double point special offer | $79 | |
| ANZ First CreditCard - ANZ First - $0 annual account fee for the first 12 months then $30. Low balance transfer for the first 12 months. | ||||||
 |
18.99% p.a |
7.99% p.a (for first 6 months) |
Up to 44 days | FREE | |
|
| ANZ Visa Gold Credit Card - Up to nine additional cardholders at no extra cost. 7.99% on balance transfers for 6 months | ||||||
 |
18.99% p.a |
7.99% p.a (for first 6 months) |
Up to 55 days | $87 | |
|
| CUA Gold Rewards MasterCard - Complimentary International Travel Insurance on Gold# | ||||||
 |
19.24% p.a |
2.9% p.a (for first 9 months) |
Up to 55 days | $1 = 1 Point | $85 | |
| IMB Gold Rewards MasterCard - Complimentary International Travel Insurance on Gold# | ||||||
 |
19.24% p.a |
2.9% p.a (for first 9 months) |
Up to 55 days | $1 = 1 Point | $99 | |
| ANZ Qantas Freq Flyer Visa Gold - Uncapped Qantas Frequent Flyer points earning. | ||||||
 |
19.49% p.a |
2.9% p.a (for first 12 months) |
Up to 55 days | $1 = 1 point | $195 | |
| ANZ Qantas Freq Flyer Visa - Uncapped Qantas Frequent Flyer points earning. | ||||||
 |
19.49% p.a |
2.9% p.a (for first 12 months) |
Up to 44 days | $1 = 1 point | $95 | |
| ANZ Qantas Freq Flyer Platinum - Uncapped Qantas Frequent Flyer points earning. | ||||||
 |
19.49% p.a |
2.9% p.a (for first 12 months) |
Up to 55 days | Up to 1.5 points per $1 | $295 | |
| ANZ Qantas Frequent Flyer Platinum Offer - 16,000 bonus Qantas Frequent Flyer Points if you apply by 31 October 2010. Offer available to only new applicants. | ||||||
|
19.49% p.a |
% p.a |
Up to 55 days | 16,000 bonus Qantas Frequent Flyer Points if you apply by 31 October 2010. Offer available to only | $295 | |
| ANZ Qantas Frequent Flyer Visa Offer - 16,000 bonus Qantas Frequent Flyer Points if you apply by 31 October 2010. Offer available to only new applicants. | ||||||
|
19.49% p.a |
% p.a |
Up to 44 days | 16,000 bonus Qantas Frequent Flyer Points if you apply by 31 October 2010. Offer available to only | $95 | |
| ANZ Qantas Frequent Flyer Visa Gold Offer - 16,000 bonus Qantas Frequent Flyer Points if you apply by 31 October 2010. Offer available to only new applicants. | ||||||
|
19.49% p.a |
% p.a |
Up to 55 days | 16,000 bonus Qantas Frequent Flyer Points if you apply by 31 October 2010. Offer available to only | $195 | |
| The David Jones American Express Card - Add Supplementary Cardholders to your account and maximise your Points earning potential. We will waive the $29 Supplementary Card fee for the first year*. | ||||||
 |
19.74% p.a |
% p.a N/A |
Up to 56 days | David Jones Gift Points | $99 | |
| Suncorp Gold Card - Great rewards plus the option of earning 2 Qantas Frequent Flyer points for every $3 spent. Complimentary International Travel Insurance | ||||||
 |
19.75% p.a |
1.9% p.a (for first 12 months) |
Up to 55 days | 1 Reward point for every $1 spend | $99 | |
| Qantas American Express Premium Card - Earn up to 7,500 Qantas Frequent Flyer points! 5,000 points after your first card spend + 2,500 points after your first card spend in Australia on selected Qantas products and services. | ||||||
 |
19.99% p.a |
% p.a |
N/A | Up to 2.25 points per $1 spent | $249 | |
| Qantas American Express Classic Card - Earn 2 points for every dollar spent on your card in Australia on selected Qantas products and services | ||||||
 |
19.99% p.a |
% p.a |
Up to 44 days | Up to 2 points per $1 spent | $149 | |
| Qantas American Express Ultimate Card - Scale the heights with the Qantas American Express Ultimate Card. It's the Card designed by travellers, for travellers. | ||||||
 |
19.99% p.a |
% p.a |
N/A | Up to 2.5 points per $1 | $450 | |
| Suncorp Platinum Card - Enjoy the freedom and luxury of higher levels of credit, exclusive privileges and an extensive choice of rewards plus get a personal 24 Hour Concierge Services. | ||||||
 |
19.99% p.a |
3.9% p.a (for life of balance transferred) |
Up to 55 days | 1 Reward point for every $1 spent | $205 | |
| Suncorp Clear Options Plus Card - Complimentary Purchase Cover Insurance for lost, stolen or damaged goods | ||||||
 |
19.99% p.a |
1.9% p.a (for the first 12 months) |
Up to 55 days | Complimentary Rewards Program with points that never expire. | $63 | |
| BoQ Gold Card - Includes International travel insurance for everything from medical emergencies to lost luggage or missed flights | ||||||
 |
20.24% p.a |
1.9% p.a (for first 9 months) |
Up to 55 days | $1 = 1.75 Q Rewards Points | $120 | |
| BoQ Platinum Card - Includes concierge service like having your very own personal assistant on hand 24 hours a day. | ||||||
 |
20.24% p.a |
3.9% p.a (for life of the balance transferred) |
Up to 55 days | $1 = 2 Q Rewards Points | $199 | |
| Coles Group Source MasterCard - | ||||||
 |
20.24% p.a |
0% p.a (for first 6 months) |
Up to 62 days | Up to 2 points per $5 | FREE | |
| American Express Gold Ascent Credit Card - There are no limits to the Membership Rewards points you can earn: your points aren't capped and won't expire as long as your account remains current. And best of all, with Ascent you'll need fewer credit card rewards points to fly than any other program in Australia | ||||||
 |
20.49% p.a |
% p.a N/A |
Up to 44 days | $2 spent = 1 Membership Rewards | FREE | |
| CitiBusiness Gold Card - The CitiBusiness Credit Card is your ultimate business companion, with 1.25 reward points for every $1 you spend and 2.9% for 9 months on balance transfers. | ||||||
 |
20.49% p.a |
2.9% p.a (for first 9 months) |
Up to 55 days | $1 = 1.25 points | $74 (half price for first year) |
|
| American Express Platinum Card - Access to dedicated 24/7 Platinum Travel, Concierge & Card Services. Complimentary enrolment in Membership Rewards Ascent Premium. $1 spent = up to 1.5 Membership Rewards points. Overseas and Domestic Travel Insurance. | ||||||
 |
20.49% p.a |
% p.a |
$1 spent = up to 1.5 Membership Rewards points | $900 | |
|
| American Express Platinum Moneyback Card - Influence. Status. Privilege. With the American Express® Platinum Moneyback Card, you'll access a world of luxury and service. Love shopping? You're covered with Refund Protection², Purchase Protection² and our extensive On-Line Fraud Guarantee². | ||||||
 |
20.49% p.a |
% p.a |
5% MoneyBack for the first 3 months, 1% MoneyBack thereafter. | $99 | |
|
| Citibank Gold Card - Free international travel insurance for you and your family. Free 1-for-1 rewards program including Qantas Frequent Flyer. | ||||||
 |
20.74% p.a |
1.9% p.a (for first 12 months) |
Up to 55 days | $1 = 1 Point | $149 | |
| Citibank Silver Card - Personalised 1-for-1 rewards program. Free international travel insurance. | ||||||
 |
20.74% p.a |
2.9% p.a (for first 12 months) |
Up to 55 days | $1 = 1 Point | $89 | |
| Citibank Platinum Credit Card - Citi Platinum gives you a low 3.9% p.a. for the life of the balances transferred and a generous credit limit of up to $100,000 plus a complimentary Personalised Rewards program. | ||||||
 |
20.74% p.a |
3.9% p.a (for life of the balance transferred) |
Up to 55 days | FREE personalised 1-for-1 rewards program | $250 | |
| Emirates Citi Platinum Card - Earn 3 Skywards Miles per AU$1 spent (normally 1.5 Miles per $1). Enjoy FREE access to the Emirates Lounges in Australia and the Marhaba Lounge in Dubai, and the convenience of Emirates' chauffeur-drive service when you travel to and from airports in Australia. | ||||||
 |
20.74% p.a |
1.9% p.a (for first 12 months) |
Up to 55 days | up to 3 Skywards Miles (Special Offer) per $1 spent | $229 | |
| Citibank BP MasterCard - 5% off your petrol and everything else you buy at BP^. 0.5% off everything else you buy anywhere†| ||||||
 |
20.89% p.a |
1.9% p.a (for first 12 months) |
N/A | 5% off your petrol and everything else you buy at BP^. 0.5% off everything else you buy anywhere†| $79 | |
| Virgin Flyer Credit Card - A free one-way "Go" fare on Virgin Blue to select destinations for every customer who successfully applies & uses their card before 15 October 2010 | ||||||
 |
20.99% p.a |
6.9% p.a (for first 6 months) |
Up to 44 days | 1 point for every $1 spent on the card for the first $1500 per month | $99 | |
Australian Finance News
Australian Banks Continue To Battle For Deposits By Offering High Introductory Rates
Australia’s largest banks are using high introductory online savings rates to attract retail deposits and expand their deposit bases. Despite the high introductory rates, the lenders later aggressively cut back their deposit rates in order to preserve their profit margins.
The investment bank Macquarie conducted an analysis of the online savings market which found that the big four Australian lenders, as well as some international rivals were offering introductory rates that were as much as 200 basis points higher than the 4.5 per cent official cash rate.
QBE Denies Chief Executive To Step Down
Australian insurance major QBE has moved to end speculation that its chief executive is poised to step down. QBE chief Frank O'Halloran has run the company for the last twelve years, and the insurer says that he would continue in that role "for the foreseeable future".
Rumours of Mr. O’Halloran’s departure ricocheted around the insurance industry this week, when speculation began to emerge that Mr. O’Halloran would hand over the reigns of the company to Peter Harmer, a senior executive at insurance broker AON.
Research Firm Says ANZ Offers Best Value For Small Business
Australian banking major ANZ, has been named by a financial research firm as the lender which provided the best value banking service for small business. Despite the accolade, ANZ has not managed to convince all the decision makers in the business sector, and still lags behind rivals.
Canstar in issuing the award said certain product features that matter a great deal to small business provided by ANZ including credit facilities and loans.
But this has yet to translate into higher customer satisfaction levels with the bank.
JP Morgan To Cease Proprietary Trading
Global banking giant JP Morgan has apparently decided to close down its proprietary trading operations, sources from within the bank say. According to an unnamed source quoted by Dow Jones, JP Morgan has issued notice to approximately 20 proprietary traders that trade commodities.
JP Morgan has never had a huge focus on proprietary trading, and it’s prop trading desks have tended to be small. Nevertheless those desks have been affected by regulatory reform and in particular the Volcker Rule, which forbids banks from proprietary trading, proprietary investments in hedge funds and private equity.
Australians Believe Not Enough Competition In Banking
A survey undertaken by Australian wealth manager AMP suggests that nearly 78 per cent of all Australians believe that acquisitions by banks should be restricted.It is no coincidence that the survey results were released on the eve of the ruling by the competition regulator on National Australia Bank’s proposed acquisition of Axa Asia Pacific Holdings.
According to the AMP survey, an overwhelming majority of 71 per cent of people polled say they believe that there needs to be increased competition within the Australian financial services sector.