Balance Transfer Rate Credit Card Deals for July
| Credit Card | Purchase Rate | Balance
Transfer |
Interest Free | Reward Points | Card Fee | |
|---|---|---|---|---|---|---|
| St George Vertigo MasterCard - Instant discounts and added extras with St.George Instant Benefits. Receive a complimentary additional card for your friends or family. | ||||||
 |
10.99% p.a |
0% p.a (for first 6 months) |
Up to 55 days | St.George Instant Benefits | $55 |   |
| BankSA Vertigo MasterCard - Instant discounts and added extras with BankSA Instant Benefits. Receive a complimentary additional card for your friends or family. | ||||||
 |
10.99% p.a |
0% p.a (for first 6 months) |
Up to 55 days | BankSA Instant Benefits | $55 | |
| Citibank Clear Platinum Credit Card - | ||||||
 |
10.99% p.a |
0% p.a (for first 6 months) |
Up to 55 days | Citibank World Privileges | $85 | |
| ANZ Balance Credit Card - Get the new ANZ Balance Visa and choose how you would like to be rewarded - Cashback, Shopping Vouchers or Gift Cards. Earn Reward Points every time you make a repayment. | ||||||
 |
12.74% p.a |
0% p.a (for the first 6 months) |
Up to 55 days | 1 Reward Point for every $1 you repay to your balance | $79 | |
| Citibank Clear - At last a credit card that gives you a low interest rate of 0% on balance transfers for 6 monthsØ and a low ongoing interest rate. So take advantage of this low rate now | ||||||
 |
12.49% p.a |
2.9% p.a (for first 6 months) |
Up to 55 days | N/A | $65 | |
| Citibank BP MasterCard - 5% off your petrol and everything else you buy at BP^. 0.5% off everything else you buy anywhere†| ||||||
 |
19.89% p.a |
2.9% p.a (for first 12 months) |
N/A | 5% off your petrol and everything else you buy at BP^. 0.5% off everything else you buy anywhere†| $79 | |
| Citibank Gold Card - Free international travel insurance for you and your family. Free 1-for-1 rewards program including Qantas Frequent Flyer. | ||||||
 |
19.99% p.a |
2.9% p.a (for first 12 months) |
Up to 55 days | $1 = 1 Point | $119 | |
| Citibank Silver Card - Personalised 1-for-1 rewards program. Free international travel insurance. | ||||||
 |
19.99% p.a |
2.9% p.a (for first 12 months) |
Up to 55 days | $1 = 1 Point | $69 | |
| Citibank Platinum Credit Card - Credit limit up to $100,000. Personal 24hr concierge service. Free international travel insurance. | ||||||
 |
19.99% p.a |
2.9% p.a (for first 12 months) |
Up to 55 days | FREE personalised 1-for-1 rewards program | $250 | |
| St George Platinum Visa - Personal Concierge Service, Overseas travel, transit accident, purchase cover, extended warranty insurance | ||||||
 |
14.25% p.a |
3.99% p.a (for the first 6 months) |
Up to 55 days | Exclusive Platinum card programs offered by Visa and MasterCard | $89 | |
| BankSA Platinum Visa - Personal Concierge Service, Overseas travel, transit accident, purchase cover, extended warranty insurance | ||||||
 |
14.25% p.a |
3.99% p.a (for the first 6 months) |
Up to 55 days | Exclusive Platinum card programs offered by Visa and MasterCard | $89 | |
| Emirates Citi Platinum Card - | ||||||
 |
19.99% p.a |
4.9% p.a (Remains Ongoing Balance Transfer) |
Up to 55 days | $1 = 1.5 Skywards Miles | $199 | |
| Aussie MasterCard - 9.99% p.a. on purchases for the 1st 12 months. Reverts to a great low rate on purchases, now just 11.49% p.a. | ||||||
 |
9.99% p.a (for first 12 months) |
4.99% p.a (for first 12 months) |
Up to 55 days | N/A | $49 | |
| Bankwest Lite MasterCard - Up to 3 additional cardholders - FREE! | ||||||
 |
9.99% p.a |
4.99% p.a (for first 15 months) |
Up to 55 days | RewardMe Points | $59 | |
| Woolworths Everyday Money Credit Card - Up to 3 points per $1 spent on purchases and earn a shopping card every 4 months | ||||||
 |
17.99% p.a |
5.99% p.a (for first 6 months) |
Up to 55 days | Up to 3 reward points per dollar spent | FREE (for the first year) |
|
| HSBC Gold Credit Card - $0 annual fee for the first year and then only $89 p.a. | ||||||
 |
17.99% p.a |
5.99% p.a (for first 6 months) |
Up to 45 days | Earn points for every dollar you spend on purchases | FREE (For the first year) |
|
| Commonwealth Bank Low Fee Card - 4.99% for 9 months on all purchases for current Commonwealth Bank customers. No annual fee for Commonwealth Bank customers when they spend $1,000 a year on the card. | ||||||
 |
18.49% p.a (4.99% for 9 months for Commonwealth Bank customers) |
5.99% p.a (for first 5 months) |
Up to 55 days | N/A | $24 | |
| Commonwealth Bank Awards Card - 4.99% for 9 months on all purchases for current Commonwealth Bank customers. Commonwealth Awards program - rewards program offering everything from cash back to DJs vouchers to blenders to magazine subscriptions to travel with over 400 different airlines around the world. | ||||||
 |
18.99% p.a (4.99% for 9 months for Commonwealth Bank customers) |
5.99% p.a (for first 5 months) |
Up to 55 days | $1 = 1 point | $59 | |
| Commonwealth Bank Gold Card - 4.99% for 9 months on all purchases for current Commonwealth Bank customers. Free international travel insurance (up to 3 months), Free transit accident insurance, Commission-free travellers cheques, Your Global Connection (premium integrated travel services). | ||||||
 |
18.99% p.a (4.99% for 9 months for Commonwealth Bank customers) |
5.99% p.a (for first 5 months) |
Up to 55 days | $1 = 1 point | $114 | |
| Commonwealth Bank Platinum Card - 4.99% for 9 months on all purchases for current Commonwealth Bank customers. Complimentary international travel insurance (up to 12 months), Interstate flight inconvenience insurance, Transit accident insurance, Commission-free travellers cheques, Companion airfare deal. | ||||||
 |
18.99% p.a (4.99% for 9 months for Commonwealth Bank customers) |
5.99% p.a (for first 5 months) |
Up to 55 days | $1 = 1 point | $200 | |
| ANZ First CreditCard - ANZ First - $0 annual account fee for the first 12 months then $30. Low balance transfer for the first 12 months. | ||||||
 |
17.49% p.a |
7.99% p.a (for first 6 months) |
Up to 44 days | N/A | FREE | |
| ANZ Visa Gold Credit Card - Up to nine additional cardholders at no extra cost. 7.99% on balance transfers for 6 months | ||||||
 |
17.49% p.a |
7.99% p.a (for first 6 months) |
Up to 55 days | N/A | $87 | |
| CitiBusiness Gold Card - | ||||||
 |
19.99% p.a |
7.99% p.a (for first 6 months) |
Up to 55 days | $1 = 1.5 points | $130 | |
Australian Finance News
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Westpac Expects Further Pressure On Loan Portfolio
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