Low Interest Rate Credit Card Deals for March
| Credit Card | Purchase Rate | Balance
Transfer |
Interest Free | Reward Points | Card Fee | |
|---|---|---|---|---|---|---|
 ANZ Low Rate MasterCard - 3 FREE cards at no extra cost. |
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 |
12.74% p.a |
0% p.a (for first 6 months) |
Up to 55 days | $58 |  |
|
| HSBC Credit Card - $50 back on your card when you make your first spend |
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 |
16.99% p.a |
5.99% p.a |
Up to 55 days | home & Away Privilege Program | FREE | |
| Aussie MasterCard - 2.99% p.a. on purchases for the 1st 6 months. Reverts to a great low rate on purchases, now just 12.29% p.a. Special offer for new customers. Special offer for new customers. Apply by 31st January 2010 | ||||||
 |
2.99% p.a (for first 6 months) |
2.99% p.a (for first 6 months) |
Up to 55 days | $49 | |
|
| St George Vertigo MasterCard - Low purchase rate of 2.99% p.a. for the first 6 months. Instant discounts and added extras with St.George Instant Benefits. Receive a complimentary additional card for your friends or family. | ||||||
 |
2.99% p.a (for up to 6 months) |
2.99% p.a (for up to 6 months) |
Up to 55 days | St.George Instant Benefits | $55 | |
| BankSA Vertigo MasterCard - Low purchase rate of 2.99% p.a. for the first 6 months. Instant discounts and added extras with BankSA Instant Benefits. Receive a complimentary additional card for your friends or family. | ||||||
 |
2.99% p.a (for up to 6 months) |
2.99% p.a (for up to 6 months) |
Up to 55 days | BankSA Instant Benefits | $55 | |
| Citibank Clear Platinum Credit Card - Includes complimentary international travel insurance. | ||||||
 |
11.49% p.a |
0.99% p.a (for first 6 months) |
Up to 55 days | Citibank World Privileges | $49 (for first year) |
|
| ANZ Balance Credit Card - Get the new ANZ Balance Visa and choose how you would like to be rewarded - Cashback, Shopping Vouchers or Gift Cards. Earn Reward Points every time you make a repayment. | ||||||
 |
13.74% p.a |
0% p.a (for the first 6 months) |
Up to 55 days | 1 Reward Point for every $1 you repay to your balance | $79 | |
| St George Platinum Visa - Personal Concierge Service, Overseas travel, transit accident, purchase cover, extended warranty insurance | ||||||
 |
15.24% p.a |
3.99% p.a (for the first 6 months) |
Up to 55 days | Exclusive Platinum card programs offered by Visa and MasterCard | $89 | |
| BankSA Platinum Visa - Personal Concierge Service, Overseas travel, transit accident, purchase cover, extended warranty insurance | ||||||
 |
15.24% p.a |
3.99% p.a (for the first 6 months) |
Up to 55 days | Exclusive Platinum card programs offered by Visa and MasterCard | $89 | |
| Citibank Clear - Apply now and you'll also receive 2.9%p.a. for 6 months on Balance Transfers. With Citibank Clear Card, the choice has never been clearer. | ||||||
 |
15.49% p.a |
2.9% p.a (for first 6 months) |
Up to 55 days | $65 | |
|
| ANZ First CreditCard - ANZ First - $0 annual account fee for the first 12 months then $30. Low balance transfer for the first 12 months. | ||||||
 |
18.49% p.a |
7.99% p.a (for first 6 months) |
Up to 44 days | FREE | |
|
| ANZ Visa Gold Credit Card - Up to nine additional cardholders at no extra cost. 7.99% on balance transfers for 6 months | ||||||
 |
18.49% p.a |
7.99% p.a (for first 6 months) |
Up to 55 days | $87 | |
|
| CUA Gold Rewards MasterCard - Complimentary International Travel Insurance on Gold# | ||||||
 |
18.74% p.a |
2.9% p.a (for first 9 months) |
Up to 55 days | $1 = 1 Point | $85 | |
| IMB Gold Rewards MasterCard - Complimentary International Travel Insurance on Gold# | ||||||
 |
18.74% p.a |
2.9% p.a (for first 9 months) |
Up to 55 days | $1 = 1 Point | $99 | |
| Woolworths Everyday Money Credit Card - Bonus $50 shopping card. Apply by 31 March 2010 and make 3 purchases by May 2010 | ||||||
 |
18.74% p.a |
5.99% p.a (for first 6 months) |
Up to 55 days | Up to 3 reward points per dollar spent | FREE (for the first year) |
|
| ANZ Qantas Freq Flyer Visa Gold - Uncapped Qantas Frequent Flyer points earning. | ||||||
 |
18.99% p.a |
% p.a N/A |
Up to 55 days | Up to $1.25 = 1 point | $195 | |
| ANZ Qantas Freq Flyer Visa - Uncapped Qantas Frequent Flyer points earning. | ||||||
 |
18.99% p.a |
% p.a N/A |
Up to 44 days | Up to $1 = 1 point | $95 | |
| ANZ Visa Rewards Card - Earn Everyday Rewards Points from ANZ Rewards Visa & ANZ Rewards Visa Gold credit card. | ||||||
 |
18.99% p.a |
% p.a N/A |
Up to 44 days | $1.5 = 1 Point | $48 | |
| ANZ Qantas Freq Flyer Platinum - Uncapped Qantas Frequent Flyer points earning. | ||||||
 |
18.99% p.a |
% p.a N/A |
Up to 55 days | Up to $1.5 = 1 point | $295 | |
| Commonwealth Bank Low Fee Card - No annual fee for Commonwealth Bank customers when they spend $1,000 a year on the card. | ||||||
 |
19.24% p.a |
5.99% p.a (for first 5 months) |
Up to 55 days | $24 | |
|
| Suncorp Gold Card - Great rewards plus the option of earning 2 Qantas Frequent Flyer points for every $3 spent. Complimentary International Travel Insurance | ||||||
 |
19.25% p.a |
1.9% p.a (for first 9 months) |
Up to 55 days | 1 Reward point for every $1 spend | $99 | |
| The David Jones American Express Card - Add Supplementary Cardholders to your account and maximise your Points earning potential. We will waive the $29 Supplementary Card fee for the first year*. | ||||||
 |
19.74% p.a |
% p.a N/A |
Up to 56 days | David Jones Gift Points | $99 | |
| Commonwealth Bank Awards Card - Use your rewards for travel, hotels, shopping and even donations to charities with our Bonus Partners. Emergency Travel Assistance for Commonwealth Bank American Express® Cards. globaleshop by American Express. Access to MasterCard® applause™ | ||||||
 |
19.74% p.a |
5.99% p.a (for first 5 months) |
Up to 55 days | $1 = 1.5 points | $89 | |
| Commonwealth Bank Gold Card - Use your rewards for travel, hotels, shopping and even donations to charities with our Bonus Partners. Complimentary international travel insurance for return trips of up to 3 months. globaleshop by American Express®. Emergency Travel Assistance for Commonwealth Bank American Express® Cards. Access to MasterCard® applause™ and MasterCard® Moments. | ||||||
 |
19.74% p.a |
5.99% p.a (for first 5 months) |
Up to 55 days | $1 = 1 point | $144 | |
| Commonwealth Bank Platinum Card - Use your rewards for travel, hotels, shopping and even donations to charities with our Bonus Partners. Complimentary international travel insurance for return trips of up to 12 months. Personal concierge service, 24/7. globaleshop by American Express®. Emergency Travel Assistance for Commonwealth Bank American Express® Cards. Access to Premium Privileges by American Express. Access to MasterCard Applause™ and MasterCard® Moments. | ||||||
 |
19.74% p.a |
5.99% p.a (for first 5 months) |
Up to 55 days | $1 = 1 point | $280 | |
| American Express Gold Ascent Credit Card - There are no limits to the Membership Rewards points you can earn: your points aren't capped and won't expire as long as your account remains current. And best of all, with Ascent you'll need fewer credit card rewards points to fly than any other program in Australia | ||||||
 |
19.99% p.a |
% p.a N/A |
Up to 44 days | $2 spent = 1 Membership Rewards | FREE | |
| American Express Platinum Card - Access to dedicated 24/7 Platinum Travel, Concierge & Card Services. Complimentary enrolment in Membership Rewards Ascent Premium. $1 spent = up to 1.5 Membership Rewards points. Overseas and Domestic Travel Insurance. | ||||||
 |
19.99% p.a |
% p.a |
$1 spent = up to 1.5 Membership Rewards points | $900 | |
|
| American Express Platinum Moneyback Card - Influence. Status. Privilege. With the American Express® Platinum Moneyback Card, you'll access a world of luxury and service. Love shopping? You're covered with Refund Protection², Purchase Protection² and our extensive On-Line Fraud Guarantee². | ||||||
 |
19.99% p.a |
% p.a |
5% MoneyBack for the first 3 months, 1% MoneyBack thereafter. | $99 | |
|
| Qantas American Express Premium Card - Earn up to 7,500 Qantas Frequent Flyer points! 5,000 points after your first card spend + 2,500 points after your first card spend in Australia on selected Qantas products and services. | ||||||
 |
19.99% p.a |
% p.a |
Up to 2.25 points per $1 spent | $249 | |
|
| Qantas American Express Classic Card - Earn 2 points for every dollar spent on your card in Australia on selected Qantas products and services | ||||||
 |
19.99% p.a |
% p.a |
Up to 44 days | Up to 2 points per $1 spent | $149 | |
| Qantas American Express Ultimate Card - Scale the heights with the Qantas American Express Ultimate Card. It's the Card designed by travellers, for travellers. | ||||||
 |
19.99% p.a |
% p.a |
Up to 2.5 points per $1 | $450 | |
|
| Suncorp Platinum Card - Enjoy the freedom and luxury of higher levels of credit, exclusive privileges and an extensive choice of rewards plus get a personal 24 Hour Concierge Services. | ||||||
 |
19.99% p.a |
3.9% p.a (for life of balance transferred) |
Up to 55 days | 1 Reward point for every $1 spent | $205 | |
| Citibank BP MasterCard - 5% off your petrol and everything else you buy at BP^. 0.5% off everything else you buy anywhere†| ||||||
 |
20.39% p.a |
2.9% p.a (for first 12 months) |
N/A | 5% off your petrol and everything else you buy at BP^. 0.5% off everything else you buy anywhere†| $79 | |
| Citibank Gold Card - Free international travel insurance for you and your family. Free 1-for-1 rewards program including Qantas Frequent Flyer. | ||||||
 |
20.49% p.a |
2.9% p.a (for first 12 months) |
Up to 55 days | $1 = 1 Point | $149 | |
| Citibank Silver Card - Personalised 1-for-1 rewards program. Free international travel insurance. | ||||||
 |
20.49% p.a |
2.9% p.a (for first 12 months) |
Up to 55 days | $1 = 1 Point | $89 | |
| CitiBusiness Gold Card - The CitiBusiness Credit Card is your ultimate business companion, with 1.25 reward points for every $1 you spend and 2.9% for 9 months on balance transfers. | ||||||
 |
20.49% p.a |
2.9% p.a (for first 9 months) |
Up to 55 days | $1 = 1.25 points. Up to $60,000 credit limit and up to 55 days interest free on retail purchases | $149 | |
| Emirates Citi Platinum Card - Enjoy FREE access to the Emirates Lounges in Australia and the Marhaba Lounge in Dubai, and the convenience of Emirates' chauffeur-drive service when you travel to and from airports in Australia. | ||||||
 |
20.49% p.a |
3.9% p.a (for first 9 months) |
Up to 55 days | $1 = 1.5 Skywards Miles | $229 | |
| Citibank Platinum Credit Card - Special Offer - Sign up and receive 20,000 points and fly any airline, anytime. Credit limit up to $100,000. Personal 24hr concierge service. Free international travel insurance. | ||||||
 |
20.49% p.a |
4.9% p.a |
Up to 55 days | FREE personalised 1-for-1 rewards program | $250 | |
Australian Finance News
Property Investor Demand For Mortgages Highest In Six Years
A survey conducted by a leading mortgage broker suggests that investors returning after their summer holidays took the largest share of the home loan market since 2004.
Australian Credit Card Borrowers Face Higher Interest Rates
Australian credit card holders face the spectre of higher monthly payments as major lenders increase their interest rates in response to the central bank tightening official cash rates.
Australian’s Increasingly Switching From Credit Cards Into Debit Cards
Australian consumers are increasingly transitioning away from credit cards and into debit cards instead, as concerns over personal finance become more acute, and major lenders engaged in a big marketing push.
Mortgage Choice Plans Assault On Mortgage Lending Market
The largest independent mortgage broker in Australia says it intends to launch an assault on the $1 trillion home loan market.
Michael Russell, chief executive of mortgage broker Mortgage Choice says the company is looking at various options for funding that would enable the broker to create a host of home loan products "that are every bit as competitive as the best of the products we have on our panel".
ANZ Wins In Principle Approval For Banking In India
Australian banking major ANZ has won an in principle regulatory approval from the Indian central bank for a foreign banking license in the country, which represents an advancement of its ambitions to transform into a super-regional lender.