Balance Transfer Rate Gold Cards Low Interest Cards No Annual Fee Rewards Cards Credit Card Providers

Low Interest Rate Credit Card Deals for July

Credit Card Purchase Rate Balance Transfer
Interest Free Reward Points Card Fee
ANZ Low Rate MasterCard - 3 FREE cards at no extra cost.
ANZ Low Rate MasterCard 4.9% p.a
(for first 12 months)
% p.a
N/A
Up to 55 days N/A $58 Apply Now
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Aussie MasterCard - 9.99% p.a. on purchases for the 1st 12 months. Reverts to a great low rate on purchases, now just 11.49% p.a.
Aussie MasterCard 9.99% p.a
(for first 12 months)
4.99% p.a
(for first 12 months)
Up to 55 days N/A $49 Apply Now
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Bankwest Lite MasterCard - Up to 3 additional cardholders - FREE!
Bankwest Lite MasterCard 9.99% p.a
4.99% p.a
(for first 15 months)
Up to 55 days RewardMe Points $59 Apply Now
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St George Vertigo MasterCard - Instant discounts and added extras with St.George Instant Benefits. Receive a complimentary additional card for your friends or family.
St George Vertigo MasterCard 10.99% p.a
0% p.a
(for first 6 months)
Up to 55 days St.George Instant Benefits $55 Apply Now
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BankSA Vertigo MasterCard - Instant discounts and added extras with BankSA Instant Benefits. Receive a complimentary additional card for your friends or family.
BankSA Vertigo MasterCard 10.99% p.a
0% p.a
(for first 6 months)
Up to 55 days BankSA Instant Benefits $55 Apply Now
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Citibank Clear Platinum Credit Card -
Citibank Clear Platinum Credit Card 10.99% p.a
0% p.a
(for first 6 months)
Up to 55 days Citibank World Privileges $85 Apply Now
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Citibank Clear - At last a credit card that gives you a low interest rate of 0% on balance transfers for 6 monthsØ and a low ongoing interest rate. So take advantage of this low rate now
Citibank Clear 12.49% p.a
2.9% p.a
(for first 6 months)
Up to 55 days N/A $65 Apply Now
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ANZ Balance Credit Card - Get the new ANZ Balance Visa and choose how you would like to be rewarded - Cashback, Shopping Vouchers or Gift Cards. Earn Reward Points every time you make a repayment.
ANZ Balance Credit Card 12.74% p.a
0% p.a
(for the first 6 months)
Up to 55 days 1 Reward Point for every $1 you repay to your balance $79 Apply Now
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St George Platinum Visa - Personal Concierge Service, Overseas travel, transit accident, purchase cover, extended warranty insurance
St George Platinum Visa 14.25% p.a
3.99% p.a
(for the first 6 months)
Up to 55 days Exclusive Platinum card programs offered by Visa and MasterCard $89 Apply Now
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BankSA Platinum Visa - Personal Concierge Service, Overseas travel, transit accident, purchase cover, extended warranty insurance
BankSA Platinum Visa 14.25% p.a
3.99% p.a
(for the first 6 months)
Up to 55 days Exclusive Platinum card programs offered by Visa and MasterCard $89 Apply Now
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ANZ First CreditCard - ANZ First - $0 annual account fee for the first 12 months then $30. Low balance transfer for the first 12 months.
ANZ First CreditCard 17.49% p.a
7.99% p.a
(for first 6 months)
Up to 44 days N/A FREE Apply Now
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ANZ Visa Gold Credit Card - Up to nine additional cardholders at no extra cost. 7.99% on balance transfers for 6 months
ANZ Visa Gold Credit Card 17.49% p.a
7.99% p.a
(for first 6 months)
Up to 55 days N/A $87 Apply Now
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ANZ Visa Rewards Card - 0% 1st 6 months / 2.9% 12 months
ANZ Visa Rewards Card 17.99% p.a
% p.a
N/A
Up to 44 days $1.5 = 1 Point $48 Apply Now
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Woolworths Everyday Money Credit Card - Up to 3 points per $1 spent on purchases and earn a shopping card every 4 months
Woolworths Everyday Money Credit Card 17.99% p.a
5.99% p.a
(for first 6 months)
Up to 55 days Up to 3 reward points per dollar spent FREE
(for the first year)
Apply Now
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HSBC Gold Credit Card - $0 annual fee for the first year and then only $89 p.a.
HSBC Gold Credit Card 17.99% p.a
5.99% p.a
(for first 6 months)
Up to 45 days Earn points for every dollar you spend on purchases FREE
(For the first year)
Apply Now
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Commonwealth Bank Low Fee Card - 4.99% for 9 months on all purchases for current Commonwealth Bank customers. No annual fee for Commonwealth Bank customers when they spend $1,000 a year on the card.
Commonwealth Bank Low Fee Card 18.49% p.a
(4.99% for 9 months for Commonwealth Bank customers)
5.99% p.a
(for first 5 months)
Up to 55 days N/A $24 Apply Now
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Commonwealth Bank Awards Card - 4.99% for 9 months on all purchases for current Commonwealth Bank customers. Commonwealth Awards program - rewards program offering everything from cash back to DJs vouchers to blenders to magazine subscriptions to travel with over 400 different airlines around the world.
Commonwealth Bank Awards Card 18.99% p.a
(4.99% for 9 months for Commonwealth Bank customers)
5.99% p.a
(for first 5 months)
Up to 55 days $1 = 1 point $59 Apply Now
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Commonwealth Bank Gold Card - 4.99% for 9 months on all purchases for current Commonwealth Bank customers. Free international travel insurance (up to 3 months), Free transit accident insurance, Commission-free travellers cheques, Your Global Connection (premium integrated travel services).
Commonwealth Bank Gold Card 18.99% p.a
(4.99% for 9 months for Commonwealth Bank customers)
5.99% p.a
(for first 5 months)
Up to 55 days $1 = 1 point $114 Apply Now
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Commonwealth Bank Platinum Card - 4.99% for 9 months on all purchases for current Commonwealth Bank customers. Complimentary international travel insurance (up to 12 months), Interstate flight inconvenience insurance, Transit accident insurance, Commission-free travellers cheques, Companion airfare deal.
Commonwealth Bank Platinum Card 18.99% p.a
(4.99% for 9 months for Commonwealth Bank customers)
5.99% p.a
(for first 5 months)
Up to 55 days $1 = 1 point $200 Apply Now
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Citibank BP MasterCard - 5% off your petrol and everything else you buy at BP^. 0.5% off everything else you buy anywhere†
Citibank BP MasterCard 19.89% p.a
2.9% p.a
(for first 12 months)
N/A 5% off your petrol and everything else you buy at BP^. 0.5% off everything else you buy anywhere† $79 Apply Now
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American Express Gold Ascent Credit Card - Boost your points - Pay an $80 annual fee and you'll double your points with 1 point for every dollar spent.
American Express Gold Ascent Credit Card 19.99% p.a
% p.a
N/A
Up to 44 days $2 spent = 1 Membership Rewards FREE Apply Now
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Qantas American Express Premium Card - Two Qantas Club invitations² after your first Card spend every year in Australia on selected Qantas services³. Automatic monthly transfer of your points to your Qantas Frequent Flyer account.
Qantas American Express Premium Card 19.99% p.a
% p.a
Up to 44 days Up to 2.25 points per $1 spent $249 Apply Now
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American Express Blue Sky Credit Card - With Blue Sky from American Express you get a built in rewards program that offers you unlimited travel choices, 365 days a year. Just spin the globe, plan your course and use Blue Sky points to get you there. Together with no annual fee and complimentary travel insurance4, it’s a card you can’t go wrong with.
American Express Blue Sky Credit Card 19.99% p.a
% p.a
Up to 55 days $1 = 1 Point BlueSky Rewards FREE Apply Now
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AMEX Business Accelerator Credit Card - You’ll earn 2 Membership Rewards points for every $1 spent up to $150,000 - reverting to 1 point for $1 thereafter (reset annually)¹. These points are not capped and will not expire as long as your account remains current.
AMEX Business Accelerator Credit Card 19.99% p.a
% p.a
N/A
Up to 55 days 2 Membership Rewards points for every $1 spent $160 Apply Now
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AMEX Platinum MoneyBack Credit Card - Use your American Express Platinum MoneyBack Credit Card almost anywhere, and you'll earn 5% of your MoneyBack for the first 3 months up to $300 for the first $6000 you spend.
AMEX Platinum MoneyBack Credit Card 19.99% p.a
% p.a
Up to 44 days 1% MoneyBack on all purchases. 5% MoneyBack in first 3 mths Card membership (up to $300 MoneyBack). $99 Apply Now
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AMEX Platinum Credit Card - One Qantas domestic Economy return flight every year to selected capital cities in Australia.
AMEX Platinum Credit Card 19.99% p.a
% p.a
Up to 55 days $1 spent = up to 1.5 points $395 Apply Now
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Citibank Gold Card - Free international travel insurance for you and your family. Free 1-for-1 rewards program including Qantas Frequent Flyer.
Citibank Gold Card 19.99% p.a
2.9% p.a
(for first 12 months)
Up to 55 days $1 = 1 Point $119 Apply Now
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Citibank Silver Card - Personalised 1-for-1 rewards program. Free international travel insurance.
Citibank Silver Card 19.99% p.a
2.9% p.a
(for first 12 months)
Up to 55 days $1 = 1 Point $69 Apply Now
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Citibank Platinum Credit Card - Credit limit up to $100,000. Personal 24hr concierge service. Free international travel insurance.
Citibank Platinum Credit Card 19.99% p.a
2.9% p.a
(for first 12 months)
Up to 55 days FREE personalised 1-for-1 rewards program $250 Apply Now
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Emirates Citi Platinum Card -
Emirates Citi Platinum Card 19.99% p.a
4.9% p.a
(Remains Ongoing Balance Transfer)
Up to 55 days $1 = 1.5 Skywards Miles $199 Apply Now
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CitiBusiness Gold Card -
CitiBusiness Gold Card 19.99% p.a
7.99% p.a
(for first 6 months)
Up to 55 days $1 = 1.5 points $130 Apply Now
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Australian Finance News

International Kangaroo Bond Issuers Find Australian Debt Market Increasingly Expensive
International issuers from Asia, Europe and the US are finding the costs of issuing Australian dollar denominated debt known as "kangaroo bonds" are rising as a result of having to compete against Triple A rated sovereign guaranteed debt being issued by domestic Australian banks.
>> Read the full story


Westpac Expects Further Pressure On Loan Portfolio
Australian banking major Westpac Banking Corporation has said that it expects to see further pressure on its consumer loan book as rising unemployment takes its toll and causes credit impairments to rise.
>> Read the full story