Credit Card Deals from St.George Bank

Credit Card	Purchase Rate	Balance Transfer	Interest Free	Reward Points	Card Fee
St George Vertigo MasterCard - Instant discounts and added extras with St.George Instant Benefits. Receive a complimentary additional card for your friends or family.
	10.99% p.a	0% p.a (for first 6 months)	Up to 55 days	St.George Instant Benefits	$55
St George Platinum Visa - Personal Concierge Service, Overseas travel, transit accident, purchase cover, extended warranty insurance
	14.25% p.a	3.99% p.a (for the first 6 months)	Up to 55 days	Exclusive Platinum card programs offered by Visa and MasterCard	$89

What is St George Bank? Date Published : Thursday, February 14, 2008

Source : Credit Card News from Money AU

The friendly-looking dragon logo of St George is well known throughout Australia in various forms but many people do not know much more about the company.

St George Bank is the fifth largest financial institution in Australia - behind ANZ, Commonwealth Bank, National Australia Bank and Westpac - despite it only being a major player in two of the nation's states.

Headquartered in Sydney, the bank's history actually derives from South Australia with the forming of BankSA in 1848. The St George Co-operative Building Society was formed at a public meeting in New South Wales in 1937. In 1955 the two merged.

The company's distinctive dragon logo comes from a number of reasons. The legend of St George the knight who slayed a dragon is the most notable and it was introduced as the bank headquartered in the St George region of Sydney.

St George Bank is strong on retail and home lending, with competitive rates on other services such as health insurance, for example. They provide a range of banking services, such as a banking accounts, home and personal loans, credit cards and insurance.

Last year, St George Bank won two prestigious Money Magazine awards. On receiving the prizes, head of consumer lending Ed Box said: "This award really cements our position as the leader in the low rate credit cards market and we are delighted for the recognition."

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Disclaimer
*Interest rates quoted current as at 20/04/2009 and subject to change. 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to cash advances (cash advances are 19.99%p.a on Vertigo MasterCard), or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request.
** If your application for credit is approved, the special balance transfer rate period commences on the date the account is opened. The special Balance Transfer interest rate period ends 6 months later, regardless of when any balance transfer request is processed by us. On the date the special balance transfer rate period ends the interest rate on the outstanding transferred balances reverts to the standard variable rate applying to purchases. Any interest free period for purchases does not apply while an amount that has been debited as a result of a balance transfer remains unpaid. Balance Transfers will not be accepted from personal loan, overdraft, business or St.George Group or international credit card accounts. St.George Bank Limited ABN 92 055 513 070 AFS License No. 240997.
***Awarded Australia’s Cheapest Balance Transfer Credit Card by Money Magazine 2009
St.George Bank Limited ABN 92 055 513 070 AFS License No. 240997.




Disclaimer
* Interest rate is current as at 13/03/09 and is subject to change. For Platinum an interest rate of 19.99% p.a. applies to cash advances. 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to the cash advances, or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request.
** These benefits are provided to cardholders and are subject to Terms and Conditions (http://www.stgeorge.com.au/resources/sgb/downloads/InsuranceCOU.pdf) and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions for a full explanation of cover and exclusions.
*** If your application for credit is approved, the special balance transfer rate period commences on the date the account is opened. The special Balance Transfer interest rate period ends 6 months later, regardless of when any balance transfer request is processed by us. On the date the special balance transfer rate period ends the interest rate on the outstanding transferred balances reverts to the standard variable rate applying to purchases. Any interest free period for purchases does not apply while an amount that has been debited as a result of a balance transfer remains unpaid. Balance Transfers will not be accepted from personal loan, overdraft, business or St.George Group or international credit card accounts.
St.George Bank Limited ABN 92 055 513 070 AFS License No. 240997.