Creditcard Deals - Terms and Conditions
1. General
These terms and conditions, together with any additional terms, notices and disclaimers contained elsewhere on the Creditcard Deals (CCD) website (collectively the Terms of Use) comprise the conditions on which you may have access to the CCD website and use of content and other services on the CCD website. Your continued access and use of the CCD website constitutes your ongoing acceptance and acknowledgment of these Terms of Use, as amended from time to time. If you object to any of these conditions, you must immediately discontinue your access to and use of the CCD website.
These Terms of Use are governed by the law in force in Australia. Both you and CCD irrevocably submit to the non-exclusive jurisdiction of the courts of Australia and courts of appeal from them.
2. Copyright
The CCD website is the copyright property of CCD or applicable third parties. Subject to the conditions prescribed under appropriate Copyright Acts or similar statutes that apply in your location, you may not, in any form or by any means, adapt, reproduce, store, distribute, transmit, print, display, perform, publish or create derivative works from any part of the CCD website without the written permission of an authorised representative of CCD.
3. Trademarks
Product and company names mentioned herein may be trademarks and / or service marks of their respective owners. The trademarks, logos and service marks displayed on the CCD website are the property of their respective owners.
4. Errors, Omissions or Discrepancies
Every effort has been made to ensure that the CCD website works correctly and that the information contained within it is accurate and up to date. Any cases of perceived inconsistency or error should be advised to CCD by contacting us and we will endeavour, where practicable, to address any such issues identified to us [but see CCD disclaimer].
Australian Finance News
Treasury Secretary Says Australian Financial Services Highly Competitive
The Federal Treasury believes that the financial services industry in Australia remains highly competitive, despite the capturing of a large proportion of market share in the aftermath of the financial crisis.
Super Fund Reform Two Decades Too Late Says Industry
Kevin Rudd’s government says it full intends to follow through with controversial new regulations for the superannuation industry despite vehement opposition from the sector.
Australian Central Bank Remains Reluctant Regulator Of Electronic Payments System
The Australian central bank, The Reserve bank of Australia (RBA) says it remains a "reluctant regulator" of competition in the electronic card payments system space.
The RBA says it prefers competition as the mechanism used to contain fees, and would prefer to take a step back instead, however RBA assistant governor Malcolm Edey says it is not quite ready to do so.
NAB Optimistic Over AXA APH Acquisition
Steve Tucker, chief executive of MLC, the wealth management unit of Australian banking major National Australia Bank (NAB) says he is confident that the lenders $13.2 billion bid for AXA Asia Pacific Holdings (APH) will ultimately be successful, despite the fact that the ACCC on Friday deferred its ruling on the deal.
RBA Says Major Australian Banks Profiting At Expense Of Customers
The Reserve Bank of Australia says that Australia’s major lenders are using higher funding costs as an excuse to profit at the expense of mortgage borrowers and businesses.
The RBA found that the tendency by the majors to increase their interest rates beyond that of official interest rates has meant that they have managed to offset [...]